Our Team
Our team is the heart of BV Finance, comprised of dedicated professionals who are passionate about helping you achieve your financial goals. With a commitment to shared success, we work together to ensure that you receive the highest level of service and support.
Vivi Gao - Co-Founder and Finance Specialist
Vivi Gao is a dedicated finance specialist with years of experience helping individuals and families achieve their financial goals. As the co-founder of BV Finance, she is passionate about providing personalized solutions that cater to each client's unique needs. With a deep understanding of the Australian loan landscape, Vivi works tirelessly to ensure that her clients receive the best possible outcomes, whether they are first-time homebuyers, investors, or those looking to refinance.
Her approach is grounded in transparency, integrity, and a commitment to building lasting relationships with her clients. Vivi's expertise in navigating complex financial situations has earned her a reputation as a trusted advisor in the industry.
Outside of work, Vivi enjoys staying up-to-date with the latest financial trends and spending time with her family.
Founded by Ben and Vivi, BV Finance is a dynamic mortgage company based in Australia, committed to delivering the best value to our clients. With a passion for excellence and a deep understanding of the industry, we provide top-notch mortgage solutions tailored to meet your needs.
We are an authorised Credit Representative No. 544675 operating under Australian Credit Licence Number 384704.
We have 40 more panel lenders We will provide you with information on a broad range of finance providers and loan products. Once you have chosen a loan or lease that is suitable for you, we will assist in obtaining approval for the finance.
About BV Finance
Our Process
At BV Finance, we simplify the mortgage process with a streamlined approach. From your initial consultation to the final approval, we ensure a seamless experience. Our process is designed to make obtaining a mortgage straightforward and efficient, so you can focus on what matters most.
Our Results
We take pride in achieving outstanding results for our clients. With our extensive experience and dedication, we consistently secure the best mortgage rates and terms, ensuring that our clients get exceptional value and the most favorable outcomes.
Our Network
Leveraging a robust network of industry connections, BV Finance has access to a wide range of lenders and financial products. This network allows us to find the best options available and negotiate favorable terms on your behalf.
Our Experience
With over ten years of experience in accounting and management, Ben and Vivi bring a wealth of knowledge to BV Finance. Our expertise in banking policies and financial management ensures that we offer informed, reliable, and effective mortgage solutions.
Our Lender
We work with a diverse array of trusted lenders to provide you with competitive rates and flexible terms. Our relationships with these lenders enable us to offer tailored mortgage solutions that fit your unique needs.
Book a Free Consultation
Choose a time that works for you and speak with us about your loan needs. All appointment times are shown in Australian Eastern Standard Time (AEST).
What happens after you book?
From understanding your situation to comparing loan options, preparing documents and planning the next step, BV Finance guides you through the process with clarity.
We take time to understand your income, goals, deposit, current loan situation or investment plans, so we can identify what needs attention first.
Based on your situation, we help compare suitable banks, lenders, interest rates, loan features and potential costs.
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We guide you through the documents needed for your home loan, refinancing, business loan or other finance application.
We help you understand whether it makes sense to apply now, seek pre-approval, review your cash flow or wait for a better timing.