Mortgage pressure is back in the conversation in Australia. Rates are still high, living costs have not really eased, and some auction markets are feeling quieter. If you already have a mortgage, are preparing to buy, or are thinking about refinancing, Sunday does not have to be a big decision day. But it is a good time to check your numbers before the new week starts. Start with these 3 numbers: 1. Monthly repayment First, check how much your current mortgage repayment is ea

Weekend open homes can be easy to fall for. Great natural light. A new kitchen. A sunny balcony. A cafe around the corner. And suddenly your brain starts playing: "I could live here." But in the current Australian property market, buyers are a little more cautious than before. Softer auction clearance rates can give buyers more time to compare, think, and prepare. That is a good thing, as long as you are not inspecting with emotion only. Before this weekend's open inspections

When you're thinking about buying a home, refinancing, or investing in property, one of the first questions you might ask is: How much can I borrow? Understanding your borrowing power is a crucial step in planning your finances and making informed decisions. It helps you set realistic expectations and choose the right loan options tailored to your needs. In this guide, I’ll walk you through the essentials of borrowing power, explain how lenders assess it, and share practical