The proposed $20,000 instant asset write-off is a tax deduction, not reimbursement of the equipment invoice. Check the law, asset eligibility and finance cash flow before buying.

Higher rent and a rising gross rental yield do not prove that an investment property is cash-flow positive. Vacancy, operating costs and the actual loan cost still determine the monthly result.

The RBA held the cash rate target at 4.35%, but that is not your mortgage rate. Compare the lender rate, effective date, switching costs and break-even period before refinancing.