Payday Super does not create a new super expense, but it moves cash out of the business sooner—making payroll timing, working capital and clear records more important.
A lower purchase price may improve the entry maths, but rent still needs to cover vacancy, holding costs and finance—or household income must fund the gap.
Recent fixed-rate cuts may create an opportunity to review a home loan, but the useful comparison is total cost, flexibility and structure—not one headline rate.
