Australia's latest building data is worth watching if you own, or plan to buy, an investment property. New dwelling commencements in the March quarter were around 48,000, down from the previous quarter and still below the pace needed to catch up with housing targets. For investors, this is not just about "fewer homes being built". It can flow through to rents, vacancy rates, loan approval and monthly cash flow. 1. Slower new supply may keep rental pressure around If new homes

Mortgage pressure in Australia still feels very real. Rates may not be changing every day, but repayments, living costs, insurance, utilities, and fuel are still affecting household cash flow. When people hear refinance, the first question is usually: “Is there a lower rate?” But right now, a better first question might be: “Does my current loan still fit my current life?” This week, check these 4 things: 1. Start with repayment, not just rate Rate matters, but repayment is w

Mortgage pressure is back in the conversation in Australia. Rates are still high, living costs have not really eased, and some auction markets are feeling quieter. If you already have a mortgage, are preparing to buy, or are thinking about refinancing, Sunday does not have to be a big decision day. But it is a good time to check your numbers before the new week starts. Start with these 3 numbers: 1. Monthly repayment First, check how much your current mortgage repayment is ea

When you're thinking about buying a home, refinancing, or investing in property, one of the first questions you might ask is: How much can I borrow? Understanding your borrowing power is a crucial step in planning your finances and making informed decisions. It helps you set realistic expectations and choose the right loan options tailored to your needs. In this guide, I’ll walk you through the essentials of borrowing power, explain how lenders assess it, and share practical