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Ben
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BV Finance | Home loan insights
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Join date: Sep 4, 2024
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Ben shares practical articles for BV Finance about Australian home loans, refinancing and preparing for a lending conversation. Articles provide general information; speak with the BV Finance team about your circumstances.
Posts (105)
Oct 17, 2026 ∙ 2 min
Does the RBA's 20% house-price scenario mean prices will fall?
A hypothetical fall is not a forecast. Separate the effect of property values on equity from the effect of income and spending on repayment capacity.
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Oct 16, 2026 ∙ 2 min
Oil prices up: why can your mortgage budget tighten even when repayments stay the same?
Higher essential costs can reduce your monthly surplus without a change in your mortgage repayment. Use recent bills and a higher-cost scenario rather than budgeting on a rate cut.
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Oct 15, 2026 ∙ 2 min
Unemployment at 4.7%: how long could your mortgage cash buffer last?
September's jobs data is a prompt to test your own income risk. Estimate a monthly cash shortfall and accessible savings without treating national unemployment as a personal prediction.
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